Businessowner policyholders seeking to establish COVID-19 contamination as a “direct physical loss” would be wise to focus on the decontamination and cleaning measures required for their business to reopen following a COVID-19-related closure.
The following appellate case of interest was decided by the Utah Court of Appeals.
United State Magistrate Judge Dustin Pead dismissed a bad faith claim filed against State Farm by the policyholder.
This coverage even applies to employee-owned vehicles not specifically named or identified in a commercial auto policy.
Such a sweeping pronouncement on Utah insurance law ought to at least have the benefit of thorough adversarial briefing.
Lancer Ins. Co. v. Lake Shore Motor Coach Lines, Inc.
Compton v. Houston Casualty Co.
Nau v. Safeco Insurance Co. of Illinois
Heslop v. Bear River Mutual Insurance Company
Harleysville Group Ins. v. Heritage Communities, Inc.
